Vietnam Prosperity Joint Stock Commercial Bank (VPBank) reported a 20% increase in pre-tax profit for Q1 2025, reaching VND 5,015 billion, driven by strong credit growth and optimized mobilization costs. The bank's total assets grew by 7.6%, and its net interest income rose by 17.9%, reflecting effective management and strategic focus on retail and SME segments. Additionally, bad debt recovery efforts contributed significantly to the bank's overall performance, maintaining a low bad debt ratio below 3%.